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Driver critically injured in Highway 98 rollover crash on Okaloosa Island

A 38-year-old Navarre man suffered critical injuries when his Ford Expedition overturned on U.S. Highway 98 east of Gulf National Seashore on Wednesday evening.

A 38-year-old Navarre man suffered critical injuries following a two-vehicle crash that occurred Wednesday evening on Highway 98 east of Gulf National Seashore on Okaloosa Island.

  • The crash happened at approximately 5:32 p.m. when the driver of a Ford Expedition was traveling westbound in the outside lane and approaching stopped traffic, according to the Florida Highway Patrol.

According to the report, an out-of-county ambulance was traveling westbound in the inside lane with emergency lights and siren activated, passing the stopped traffic in the outside lane.

FHP says the Ford driver abruptly slowed and swerved right to avoid the stopped traffic, but the vehicle’s right-side tires left the roadway and traveled into the sand. When the driver attempted to return to the roadway, the SUV overturned.

  • While overturning, the front of the Ford collided with a Volkswagen sedan that had come to a stop in the outside lane due to the traffic backup. The 32-year-old Valparaiso man driving the Volkswagen was not injured in the collision.

The Ford driver was ejected from the vehicle during the rollover and transported to a local hospital in critical condition. Next of kin have been notified.

All lanes of Highway 98 were reopened as of 9:47pm.

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“Any news from the Live Oak Landing community in Freeport?”
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“We have been reporting CHELCO numbers on our social media. FPL has been pushing out more information that CHELCO and this story was focused solely on FPL.”
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“That is good info for FPL customers BUT, what about us Chelco customers??? There are more than a few of us still without power. The Chelco outage map shows about...”
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“You are telling me that there are only 1300 or so customers still without power? In bay county?”
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“If it wasn't for Mr Hebson, I wouldn't have graduated. He recognized that is was a very ADHD kid and needed help to focus. I graduated in 1981 and we...”
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“The hull and superstructure will surely look odd without her funnels!”
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“And take a look at Rocky Bayou too. That Bayou is always getting notices of "dirty" water yet there is a State Park on one side and residential on the...”
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“It is now 9:30 pm Tuesday night. Are any lanes of Hwy 98 still closed from this?”
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Tee commented on WordroW: October 6, 2026
“Great job!”
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